Texas homebuyers more likely to use private mortgage insurance than any other state

Here in Texas, more homebuyers are using private mortgage insurance (PMI) than anywhere else in the country—and for good reason. In 2025 alone, over 64,000 Texas households benefited from PMI, helping buyers save an average of $51,645 at closing. For many of my clients in Dallas, Rockwall, Forney, Mesquite, Lavon, Royse City, and the surrounding communities, this is a game changer—especially with 58% of these buyers being first-timers. PMI can shorten the wait for homeownership by over 15 years, making it possible to move forward sooner than many expect. As someone who takes pride in guiding clients through each step and explaining every option, I make it a priority to ensure you feel supported and confident, whether you’re buying your first home or coordinating a move. Understanding how tools like PMI can open doors is just one way I work to protect your interests and help you achieve your real estate goals.